top of page

Terms and Conditions

This Terms and Conditions of use agreement (hereinafter "Terms") constitutes a binding agreement between you and Senior Health Insurance Direct LLC d/b/a Executive FMO. Please read this information carefully. By accessing this website (https://www.executivefmo.com, hereinafter "Site") and/or using our services, you agree to be bound by these Policy. Executive FMO reserves the right to change any of this Policy at any time without notice to you. The latest version of our Policy will be posted on this Site. If you disagree with any part of the Terms, you should leave this Site and do not have permission to access our services or Site.

 

Intended Audience

This Site is intended for individuals eighteen (18) years of age or older. If you are not eighteen years of age or older you should not access this Site and do not have permission to access our services or submit information to us.

 

This Site is intended for licensed insurance agents, prospective insurance agents, and agencies. This Site is not intended for beneficiaries or prospective enrollees in a plan. This Site should not be relied on to make medical and/or healthcare decisions. Executive FMO does not endorse any particular insurance plan, insurance carrier, provider or agent. Any information or resources provided about any particular insurance plan, carrier, provider or agent is not an endorsement by Executive FMO.

​

Purpose

Senior Health Insurance Direct LLC and its Site is for informational and educational purposes only. The information provided by Senior Health Insurance Direct LLC and its Site should not be relied on to make medical or healthcare decisions. Senior Health Insurance Direct LLC does not endorse any particular insurance plan, insurance carrier, provider or agent. Any information or resources provided about any particular insurance plan, carrier, provider or agent is not an endorsement by Senior Health Insurance Direct LLC.

 

Indemnification

By using this Site, you agree to indemnify and hold harmless Executive FMO, its employers, contractors, agents, officers and other authorized individuals functioning on its behalf from and against any and all claims, damages, obligations, losses, liabilities, costs and other expenses, direct or indirect resulting from or arising out of your use and access of our Site and/or a breach of these Terms.

​

By using this Site, you agree that any dispute, claim, or controversy related to these Terms will be settled by a mutually determined arbitrator. You agree to waive the right to a trial by jury or to participate in a class action lawsuit. 

 

Executive FMO cannot guarantee the accuracy or completeness of content on this Site. While we strive to provide accurate and helpful information, there may be content on this Site that has errors or omissions or is otherwise outdated, inconsistent, inaccurate, or incorrect. Users of this site assume all responsibility and risk for their use of this site including any damages that may occur due to the improper or incorrect use of information. Executive FMO will not be liable for any direct, indirect, special or other damages arising from the use or inability to use this Site. Executive FMO will not be liable for the inability to access this Site or use our services. 

​

Non-Affiliation

Executive FMO, including its agents, employees, and authorized individuals, are not affiliated with, connected to or endorsed by the United States government or the federal Medicare program.

 

We are not affiliated with, connect to, or endorsed by the United States government or the federal Medicare program.

​

Plan Limitations

We do not offer all plans available in an area. Any information we provide is limited to those plans we do offer in your area. For information on plan options and eligibility, please go to https://www.Medicare.gov or call 1-800-MEDICARE.

​

External Links

This Site uses hyperlinks to external websites and resources that are not vetted, managed or maintained by Executive FMO. This information is provided for educational purposes. Executive FMO cannot guarantee the accuracy or completeness of this information and cannot guarantee that hyperlinks will direct to the intended resource or content.

​

Copyright and Reserved Rights

This website is owned and maintained by Executive FMO. All content, images and other information is property of Executive FMO or is otherwise used with permission or licensing and owned by their respective licensors. No content, images or other information may be downloaded or reproduced without prior and explicit consent.

​

Executive FMO expressly reserves all rights not specified in these Terms.

 

The failure of Executive FMO to enforce a right or provision under these Terms will not be considered a waiver of those rights. If a provision, statement or section of these Terms is held to be invalid or unenforceable, the remaining provisions of these Terms will remain in effect to their maximum extent.

​

These Terms supersede and replace any prior Terms, whether written or verbal.

​

Privacy Policy

By using this Site, you agree to our Privacy Policy as outlined at https://www.executivefmo.com/privacy-policy.

​

Contact Information

If you have any questions about this these terms and conditions, please contact us. Your feedback is important to us.

​

Phone: (727) 580-3513

Email: info@executivefmo.com

bottom of page